After weeks or even months of searching, negotiating, and preparing, closing day is when your hard work pays off. It’s the moment when ownership officially transfers from seller to buyer. While exciting, the closing process can feel overwhelming if you don’t know what to expect.
At Clarion Title Company, we guide you through every stage with clear communication, accurate documentation, and professional support—so your closing day feels like a celebration, not a source of stress.
What Happens Before Closing Day
In the days leading up to closing, your lender, agent, and title company coordinate to finalize all the details. Your lender will issue a Closing Disclosure outlining your loan terms, closing costs, and the final amount due. You’ll receive this document at least three business days before closing, giving you time to review it carefully.
Clarion Title Company also performs a final title review to confirm that no new liens, judgments, or ownership issues have appeared since the original title search. Once everything checks out, we prepare all the necessary documents for a seamless closing experience.
Who Attends the Closing
Depending on your location and transaction type, your closing may take place at the title company’s office, an attorney’s office, or remotely through a secure online platform. Typically, the following people are involved:
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The buyer(s) and seller(s)
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A closing agent or title representative from Clarion Title Company
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The real estate agents for both sides
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A lender representative, if applicable
In some cases, one or more parties may sign remotely or through power of attorney. Clarion Title Company ensures all signatures are legally valid and properly recorded.
What You’ll Sign at Closing
At the closing table, you’ll review and sign several key documents that finalize your purchase. These typically include:
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The Closing Disclosure or Settlement Statement, showing final financial details
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The Deed, transferring ownership to the buyer
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The Promissory Note, outlining loan repayment terms
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The Mortgage or Deed of Trust, securing the loan
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Title Insurance Documents, confirming coverage for both buyer and lender
Your Clarion Title Company closing agent will explain each document and answer any questions before you sign, ensuring that you understand every part of the process.
Bringing Funds and Verifying Payment
Before closing, you’ll receive instructions for submitting your final payment, usually via wire transfer or certified check. This payment covers your down payment and closing costs.
To prevent wire fraud, always verify wiring instructions directly by phone using Clarion Title Company’s official number. We will never email changes to wiring details. This extra step ensures your funds reach the correct account safely and securely.
After the Signing Is Complete
Once all documents are signed and funds are verified, Clarion Title Company records the deed with the county. This officially transfers ownership to you—the new homeowner.
After recording, you’ll receive copies of your signed documents, and your lender will finalize the disbursement of funds. Clarion Title Company will confirm that everything has been properly filed, giving you complete peace of mind that your transaction is legally protected.
How Clarion Title Company Makes Closings Simple
Closing should be exciting—not intimidating. Our experienced team manages the process from start to finish, coordinating with all parties, verifying details, and ensuring every step meets legal and financial standards.
At Clarion Title Company, we combine precision with personal attention to make sure your experience is efficient, transparent, and stress-free.
Close with Confidence and Clarity
Ready for a smooth, worry-free closing experience? Order a title with Clarion Title Company today and let our experienced team handle every detail—so you can focus on the excitement of your new home.