When you buy a home, you’re not just purchasing the property—you’re also taking ownership of its history. Every past transaction, lien, or legal claim attached to that property becomes part of its title. Title insurance protects you from problems connected to that history—such as clerical errors, unpaid taxes, or undisclosed heirs—that could threaten your right to ownership.
Clarion Title Company ensures that every buyer starts with a clean, verified title. It’s about more than paperwork—it’s about protecting your peace of mind long after closing day.
How Title Insurance Works
Before closing, your title company conducts a thorough title search to verify that the property’s ownership history is clear. This includes examining deeds, court records, and public filings to confirm that no one else has a valid claim on the property.
Even with a detailed search, certain problems can go undetected. That’s where title insurance comes in. If an issue appears later—say, a previously unknown lien or a mistake in the legal description—your policy provides financial protection and legal defense to uphold your ownership rights.
Types of Title Insurance
There are two main kinds of title insurance policies:
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Owner’s Policy: Protects you, the buyer, for as long as you own the home.
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Lender’s Policy: Protects your mortgage lender’s interest until the loan is repaid.
While lenders require their own policy, an owner’s policy is optional but highly recommended. It’s a one-time cost that shields you from potentially significant financial and legal risks in the future.
Why It’s So Important
Imagine closing on your dream home only to find out that a previous owner still owes property taxes or that a forgotten heir is claiming partial ownership. Without title insurance, resolving these issues would fall entirely on you.
Title insurance ensures that your property ownership is secure. It protects you from the unknown—and in real estate, that peace of mind is invaluable.
How Clarion Title Company Protects You
At Clarion Title Company, we handle the details so you don’t have to worry. Our experienced team performs meticulous title searches, resolves potential issues before closing, and provides comprehensive title insurance coverage customized for your transaction.
We believe that buying a home should be straightforward, transparent, and secure. With Clarion Title Company, you can close with confidence knowing your investment is protected for the long term.
Protect Your Property with Confidence
Ready to take the next step? Order a title with Clarion Title Company today and ensure your real estate purchase is backed by trusted expertise and lasting protection.